Non- QM loan products allow you to qualify based on alternative methods than that of a qualified mortgage. For example with a DCSR loan an investor does not need employment documentation to qualify.
Instead the lender looks at the expected rental income of the subject property.

Non- QM loans also offer non-conventional benefits such as 40 year terms, interest only, and offer options for recent credit events (Bankruptcy, short sale, or foreclosure).

Here are some of the Non-QM loans we offer:

• Bank Statement Loans
• Asset Based Loans
• Jumbo Loans
• DSCR investor Loans
• Fix & Flip Loans
• Mixed Use Loans
• Foreign National Loans
• ITIN Loans
• Airbnb, VRBO, short term rental Loans
• Non Warrantable Condo Loans